SRMED
Englishعربي
Englishعربي
Artificial intelligence is making online fraud faster, more convincing and easier to scale, which is why security experts are urging users to tighten account protections now. In Egypt, the Central Bank has warned that large-scale generative AI models are drawing the attention of financial institutions and cybercriminals alike, while broader consumer guidance increasingly focuses on passwords, two-factor authentication and spotting impersonation attempts.
According to the Central Bank of Egypt, as reported by Asharq Al-Awsat, Sherif Hazem, the bank’s sub-governor for cybersecurity, said the rise of generative AI has piqued the interest of central banks around the world. The warning reflects a wider concern that AI can be used to automate fraud, craft more realistic phishing messages and imitate trusted voices or brands with far greater speed than traditional scams.
That makes basic account hygiene more important than ever. The U.S. Federal Trade Commission says people should use long, strong and unique passwords, turn on two-factor authentication, keep software updated and use a password manager when possible. It also advises users to avoid answering security questions with information that can be guessed or found online, and to be cautious about clicking links in unexpected emails or text messages.
Consumer and cybersecurity guidance from other organizations points to the same habits. CommunityAmerica recommends strong passwords, 2FA, verifying suspicious messages and regularly checking account activity for unauthorized transactions. Google Safety Center similarly warns users to watch for look-alike domains, urgent requests and unsolicited calls or texts asking for credentials, and says legitimate companies will not ask for remote access to a device based on an unexpected message.
The growing challenge is that AI now helps criminals make scams feel personal and urgent. That is why experts say users should slow down before responding to any request involving a login, a password reset or a payment instruction, and should contact companies through official websites or phone numbers they know are real. A secure website, updated software and careful attention to sender details can block many attacks before they reach an account.
For everyday users, the main defense is layering protections rather than relying on a single one. Enabling 2FA, reviewing account alerts, deleting unused accounts, locking devices, and avoiding password reuse can all reduce the damage if one credential is exposed. If a password or personal data is stolen, security guidance from the FTC and Google says users should change passwords immediately and monitor accounts closely for unusual activity.
The issue matters far beyond individual inboxes and social media accounts. As banks and regulators warn, AI-driven fraud can affect customer confidence in financial systems and increase the scale of identity theft. That is why the advice from regulators and consumer protection groups is converging on the same message: in the era of AI, account security depends on faster vigilance, stronger authentication and more skepticism toward anything that asks for credentials or urgent action.